Fixing your credit score can be very stressful at times and it feels like it’s never ending where the bills keep piling in and it seems like you’re making no progress. While most people tend to just give up and declare Bankruptcy, there are many ways you can fix your credit score and start off where you started when you first grabbed your first Credit Card.

When you move, it’s often important to report your change of address to the United States Postal Service or you risk missing important mailings like credit card and utility bills.

Your FICO Score is a very important indicator of how well you’re doing credit wise. FICO Scores can be retrieved at a small cost but there are some ways to obtain your credit report and sometimes your score for free.

If it has been thirty days since you disputed a debt and you still have not received a response from the creditor and/or the credit bureau, then you should follow-up with the credit bureau as soon as possible. It is common for credit bureaus to become overwhelmed with disputes, and sometimes dispute letters get overlooked.

Part of rebuilding your credit is proving that you can pay your bills on time. If your bad credit episode left you without any credit cards, you’ll have to open new ones.