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Articles tagged with: Credit Cards

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[25 Nov 2019 | One Comment | 4,832 views]
Credit Checks Determine if Your Creditworthy

Well, the notion of credit for a job well done extends beyond your personal, academic, or professional achievements and into your financial life. In the financial sense, credit is an agreement between a lender, a bank, credit union, credit card issuer, utility company, or other institution that has a financial stake—and a borrower.

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[13 Nov 2019 | One Comment | 4,883 views]
How to Achieve a FICO Score of 785 or Higher

With the average FICO credit score estimated at 690 (the highest possible score is 850), chances are most Americans wouldn’t mind some advice on how to improve. Of all consumers, just 25 percent have managed to achieve a score of 785 or higher.

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[10 Nov 2019 | 2 Comments | 3,479 views]
Getting Married Won’t Lower Your FICO Score if Your Spouse has a bad FICO Score

You are about to get married, and your Fiance’s FICO Score is 200 points lower than yours. Once you wed, your scores will be combined, and your mate’s low score will pull yours down.

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[31 Oct 2019 | 2 Comments | 5,347 views]
Avoid These 5 Credit Score Disasters

Having at least a 721 credit score will give you a chance to secure some of the best financing options on the market, get preferred interest rates on loans and credit cards, and have more negotiating power when you’re talking terms with a prospective lender.

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[31 Oct 2019 | 2 Comments | 4,503 views]
How to Fight a Debt Lawsuit

What happens when you are sued by a debt collector? While it may feel like the end of the world, it’s a pretty routine occurrence in courts across the country. Most debt collection law firms file hundreds of lawsuits a day, assuming that 99% of defendants will not answer.