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Articles tagged with: Credit Utilization Ratio

Fico Scores »

[18 Oct 2020 | One Comment | 3,212 views]
Opening a Credit Card at a Department Store Will Lower Your Credit Score

While on a shopping spree, you open credit-card accounts at several of your favorite department stores to snap up discounts of 10% or 15%. You’re saving a bundle, but you may be chipping away at your credit score.

Fico Scores »

[11 Oct 2020 | 2 Comments | 3,388 views]
Closing Multiple Zero-Balance Credit Card Accounts Will Lower Your FICO Score

In an effort to clean your cluttered finances, you close three zero balance credit card accounts. Lightening your wallet feels good now, but the potential hit to your FICO Score could weigh you down later.

Featured »

[5 Oct 2020 | 2 Comments | 11,978 views]
5 Ways to Boost Credit Card Perks Without Lowering Your Credit Score

Credit card perks can be very useful and with one or two good cards — you could be enjoying free airline flights, free hotels stays and more.

Rebuilding Credit »

[3 Oct 2020 | No Comment | 2,252 views]
Why Does my Credit Score Keep Going Down?

The only thing worse than getting a nasty surprise is getting a nasty surprise about your finances. For instance, you check your credit score and discover it’s much lower than you anticipated. You wonder, “What went wrong?”