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Articles tagged with: Credit Utilization Ratio

Fico Scores »

[5 Sep 2019 | One Comment | 3,130 views]
Opening a Credit Card at a Department Store Will Lower Your Credit Score

While on a shopping spree, you open credit-card accounts at several of your favorite department stores to snap up discounts of 10% or 15%. You’re saving a bundle, but you may be chipping away at your credit score.

Fico Scores »

[29 Aug 2019 | 2 Comments | 3,338 views]
Closing Multiple Zero-Balance Credit Card Accounts Will Lower Your FICO Score

In an effort to clean your cluttered finances, you close three zero balance credit card accounts. Lightening your wallet feels good now, but the potential hit to your FICO Score could weigh you down later.

Featured »

[24 Aug 2019 | 2 Comments | 11,869 views]
5 Ways to Boost Credit Card Perks Without Lowering Your Credit Score

Credit card perks can be very useful and with one or two good cards — you could be enjoying free airline flights, free hotels stays and more.

Rebuilding Credit »

[22 Aug 2019 | No Comment | 2,185 views]
Why Does my Credit Score Keep Going Down?

The only thing worse than getting a nasty surprise is getting a nasty surprise about your finances. For instance, you check your credit score and discover it’s much lower than you anticipated. You wonder, “What went wrong?”