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Articles tagged with: Fair Credit Reporting Act

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[23 Jul 2019 | 2 Comments | 9,276 views]
Method of Verification is a Secret Credit Repair Tool

Everyone, it seems through mass media coverage, knows how to dispute negative credit listings on your credit report. This is a good thing. However, many people are foiled in their disputes because of the way the credit bureaus “investigate” the disputes.

Credit Repair »

[21 Jul 2019 | No Comment | 1,853 views]
How to Dispute Credit Report Errors With the Credit Bureaus

The three credit reporting bureaus deal with a substantial amount of information daily. As a result, mistakes can occur on your credit report. By requesting and reviewing the free annual credit reports from each of the credit reporting bureaus, you can be on the lookout for errors that may exist on your report.

Fico Scores »

[1 Jul 2019 | 2 Comments | 5,307 views]
Bounced Checks or Non Sufficient Funds (NSF) Checks can be Sent to a Collection Agency and Damage Your Credit Score

NSF checks (Non Sufficient Funds), also referred as a bounced check are considered bad and will end up on your credit report — lowering your FICO Score and preventing you from obtaining credit.

Rebuilding Credit »

[27 May 2019 | One Comment | 5,373 views]
Divorced With Joint Credit Accounts can Lower Your FICO Score

No consumer is prevented from acquiring credit solely based on marital status. The Equal Opportunity Credit Act outlaws discrimination of all forms to provide consumers with equal access to credit resources. If you recently experienced a divorce, however, your credit score may be negatively impacted after you separate from your spouse.

Credit Repair Letters »

[2 May 2019 | One Comment | 14,180 views]
Remove a Foreclosure From Your Credit Report by Validating the Debt Sample Letter

A home Foreclosure will stay on your credit report for seven years. This can make it difficult for you to purchase big-ticket items such as a car or a house if you cannot afford to pay cash. However, if your foreclosure was unjustly executed, or the institution that provided your mortgage is not fairly reporting your credit, there are steps you can take to have the foreclosure removed early.