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[19 Feb 2024 | 2 Comments | 7,145 views]
10 Mortgage Loan Tips for People With Bad Credit

A person’s credit standing is a reflection of his financial principle and status in life. The privilege to make a loan is only given to those who have established a good credit rating. Thus, a person who wants to have available credit immediately when he needs it should maintain a good credit rating.

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[13 Jan 2024 | One Comment | 4,832 views]
Credit Checks Determine if Your Creditworthy

Well, the notion of credit for a job well done extends beyond your personal, academic, or professional achievements and into your financial life. In the financial sense, credit is an agreement between a lender, a bank, credit union, credit card issuer, utility company, or other institution that has a financial stake—and a borrower.

Fico Scores »

[7 Dec 2023 | No Comment | 5,537 views]
7 Things you Probably Didn’t Know Affected Your Credit Score

All Credit Reports are Not Created Equal — This means that your interest rate is somewhat dependent on whichever credit report your lender uses. This may not sound significant but a few points could mean the difference between being classified from the no credit risk category to the some Credit Risk category or even the default credit risk category. This could mean having several percentage points added to your loan.