Home » Archive

Articles tagged with: Soft Inquiry

Featured »

[20 Aug 2020 | One Comment | 3,359 views]
Asking a Banker to Check Score can Hurt Your Credit Score

If you have friends who work at banks, especially if they are in lending, you might be tempted to ask them to check your credit score for free.

Fico Scores »

[17 Aug 2020 | 2 Comments | 6,340 views]
What is a Credit Inquiry and the Difference Between a Hard Inquiry or Soft Inquiry?

Any company, organization, or individual with a “legitimate business need” can request to see your credit history, and these requests are known as credit inquiries. They are divided into two categories called hard and soft inquiries — hard inquiries will affect your credit history and credit score while soft inquiries will not.