Articles tagged with: Soft Inquiry
Featured »
Fico Scores »
![What is a Credit Inquiry and the Difference Between a Hard Inquiry or Soft Inquiry?](http://www.how-to-boost-your-fico-score.com/wp-content/themes/arthemia/scripts/timthumb.php?src=/wp-content/uploads/2012/11/what-is-a-credit-inquiry-and-the-difference-between-a-hard-inquiry-or-soft-inquiry.jpg&w=150&h=150&zc=1&q=100)
Any company, organization, or individual with a “legitimate business need” can request to see your credit history, and these requests are known as credit inquiries. They are divided into two categories called hard and soft inquiries — hard inquiries will affect your credit history and credit score while soft inquiries will not.