Now through Sunday November 16, 2014 — Wells Fargo is offering customers a free view of their credit scores as well as complimentary credit reports, according to a statement from the bank. This is the third year the bank is offering its Free Credit Score promotion, which more than 800,000 customers have taken advantage of since it first rolled out in 2012.

In an effort to help customers succeed financially, Wells Fargo (NYSE: WFC) is offering its customers their free consumer credit score and complimentary credit report through Nov. 16, 2014. For more information about this limited time promotion, visit https://www.wellsfargo.com/freecreditscore for more information.

Your credit score is used by lenders to determine if you can get a mortgage loan and what interest rate they will charge you.  It is also used to obtain a car loan, cell phone contract –- even employers and landlords check it!  This is a precious 3 digit number you should try your best to protect.

Having a bad credit score has become commonplace after the great recession and it seems almost everyone knows somebody with a bad credit history. Loans become difficult to get because of bad credit but it doesn’t mean that you cannot get an auto loan with a bad credit history because poor credit car financing is very easy.

The U.S. Bank Secured Visa Card, which is from a large bank, usually have the best credit card terms. Your security deposit can range from $300 to $5,000 and you earn interest on it, which is excellent. The fine print notes that your application could be denied if you’ve had a bankruptcy, are less than 18 years old, or if your security deposit is less than $300 to start.