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[1 Dec 2019 | 2 Comments | 2,898 views]
Closing a Credit Card you Have had the Longest Won’t Lower Your FICO Score

When you close the credit-card account that you’ve had the longest, it will lower the average age of your credit accounts and drag down your FICO Score.

Fico Scores »

[30 Nov 2019 | 3 Comments | 3,495 views]
A Store Credit Card That Doesn’t Require Payments for Six Months Will Lower Your Credit Score

You charged thousands of dollars’ worth of appliances to a store credit card that doesn’t require payments for six months. As long as you make the payments in six months, your Credit Score will not be affected.

Fico Scores »

[29 Nov 2019 | No Comment | 2,150 views]
How Many Credit Cards You Should Have for a Good Credit Score

How many credit cards should you have for a good credit score? If you’re one of those people who holds up the line at stores because you’re trying to figure out which of your 10 credit cards to pay with, it may be time to do some consolidating.

Fico Scores »

[28 Nov 2019 | No Comment | 5,407 views]
Credit Score Needed for Pier One Imports Store Credit Card

You can apply for the Pier One card online or in any of their stores. If you apply in one of their shops you may receive instant approval and be able to use your card immediately. An online application may take 2 weeks to process. If your credit score is in the 600-700 range you shouldn’t have a problem getting approved, but keep in mind that other factors are considered in the approval process.

Fico Scores »

[28 Nov 2019 | No Comment | 3,489 views]
Credit Score Needed for the Ann Taylor Store Credit Card

The Ann Taylor Credit Card has an extremely high interest rate, low spending limit and lacks any additional real benefits other than having an average rewards program.