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Articles tagged with: APR

Fico Scores »

[9 Sep 2018 | 5 Comments | 10,675 views]
FICO Score Being Replaced by CoreScore Credit Score With new Credit File

Anyone who has recently applied for a mortgage knows that lenders are already looking much more closely at your financial affairs. But soon, they’ll be able to easily delve into the deepest recesses of your financial life, accessing information that never before appeared on your credit report.

Rebuilding Credit »

[3 Sep 2018 | 2 Comments | 4,282 views]
Secured Credit Card for Credit Score Rebuilding

Secured credit cards are great for establishing or rebuilding your credit history. Unlike prepaid cards, secured credit cards give you a credit line, and your payment activity will be reported to the major consumer reporting agencies.

Fico Scores »

[16 Aug 2018 | One Comment | 3,364 views]
A 30 Day Late Payment can Drop Your FICO Score 60 to 110 Points

Late payments are the “biggest foul” when it comes to credit cards, warns Ben Woolsey, director of marketing and consumer research at CreditCards.com — the consequences can include late fees, jacked-up interest rates and a lower credit score.

Featured »

[12 Jun 2016 | No Comment | 5,911 views]
Orchard Bank is the Best Credit Card for Bad Credit

Send in one application to Orchard Bank, a subsidiary of HSBC, and you’ll be considered for four different cards. Based on your credit, you may be offered one of three unsecured credit cards or a secured card.

Featured »

[9 Feb 2014 | One Comment | 34,800 views]
Rebuild Credit With a U.S. Bank Secured Visa Credit Card

The U.S. Bank Secured Visa Card, which is from a large bank, usually have the best credit card terms. Your security deposit can range from $300 to $5,000 and you earn interest on it, which is excellent. The fine print notes that your application could be denied if you’ve had a bankruptcy, are less than 18 years old, or if your security deposit is less than $300 to start.