Articles tagged with: Hard Inquiry
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![What is a Credit Inquiry and the Difference Between a Hard Inquiry or Soft Inquiry?](http://www.how-to-boost-your-fico-score.com/wp-content/themes/arthemia/scripts/timthumb.php?src=/wp-content/uploads/2012/11/what-is-a-credit-inquiry-and-the-difference-between-a-hard-inquiry-or-soft-inquiry.jpg&w=150&h=150&zc=1&q=100)
Any company, organization, or individual with a “legitimate business need” can request to see your credit history, and these requests are known as credit inquiries. They are divided into two categories called hard and soft inquiries — hard inquiries will affect your credit history and credit score while soft inquiries will not.
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![*Credit Score Needed for a Best Buy® Reward Zone® MasterCard® Credit Card*](http://www.how-to-boost-your-fico-score.com/wp-content/themes/arthemia/scripts/timthumb.php?src=/wp-content/uploads/2013/03/credit-score-needed-for-a-best-buy-reward-zone-masterCard-credit-card.jpg&w=150&h=150&zc=1&q=100)
The Reward Zone® MasterCard® is serviced by Capital One, N.A., for Best Buy® customers. Cardholder benefits may include special finance offers, points towards the Reward Zone® program, and online account management. Credit cards can be used online or in stores nationwide and for select countries worldwide.