The future of your mortgage loan and the ownership of the home you have in mind depends on your three-digit credit score. Keep in mind that the minimum FICO credit score you need to get a mortgage loan is ultimately the decision of your individual lender.

Many car shoppers find they are unable to get a car loan without the help of a co-signer. This is not the case anymore with the help of Complete Auto Loans. The bad credit auto lender now makes getting an auto loan easy, no matter your credit history or inability to use a co-signer.

Wells Fargo and Discover Card say they now provide free credit scores along with Barclaycard and First Bankcard — financial monitoring website, CreditKarma, touts that you can get your credit scores online in minutes — others now offering free scores include the online credit-educational sites Credit.com, Quizzle and CreditSesame.

The JCPenney® Rewards Credit Card, operated by GE Money Bank, is a rewards card for J.C. Penney® customers. Cardholder benefits may include special discounts and exclusive savings, sneak peeks of sales and events, JCP Rewards program, monthly rewards certificates, and the opportunity to earn Gold/Platinum Rewards Credit card status.

Credit scores — they’re like report cards for grown-ups. It’s a three-digit “grade” you get on a scale that ranges from 300 to 850. Your score indicates your creditworthiness to potential lenders, banks, landlords, insurance companies, and even to some employers, for instance. I’m sure you know that the higher your score the better.