Barclaycard is a global credit card and loan provider, based primarily in the UK. Barclaycard in the United States issues credit cards partnered with over 60 companies and brands worldwide, including retailers like L.L. Bean and Apple to services like Priceline.com and Travelocity.

When a woman received a letter from a debt collecting agency for an $8.97 debt, she began to wonder if it would hurt her credit score. She explains, “Today I received a letter in the mail from a collection agency stating that a DVD I rented from Family Video (probably 5 years ago) has gone to collections. The total that I owe is $8.97. Am I going to get a bad credit score for an unpaid bill of $8.97?! Help would be greatly appreciated — Jillian”

Did you get a parking ticket in another state or what about a speeding ticket or other citation?

The credit limit is the maximum amount of money you may charge on your credit card. This limit is mainly determined by your credit risk. So, it depends on the terms of your card, on your income and may be changed according to your credit history.

Can’t make your monthly credit card payments. It is important to understand what you can do in order to avoid late charges, increased interest rates and avoid having your credit score lowered. Taking the appropriate action can increase your ability to make future payments.