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[3 Aug 2019 | 3 Comments | 3,470 views]
A Store Credit Card That Doesn’t Require Payments for Six Months Will Lower Your Credit Score

You charged thousands of dollars’ worth of appliances to a store credit card that doesn’t require payments for six months. As long as you make the payments in six months, your Credit Score will not be affected.

Fico Scores »

[2 Aug 2019 | No Comment | 2,122 views]
How Many Credit Cards You Should Have for a Good Credit Score

How many credit cards should you have for a good credit score? If you’re one of those people who holds up the line at stores because you’re trying to figure out which of your 10 credit cards to pay with, it may be time to do some consolidating.

Fico Scores »

[1 Aug 2019 | No Comment | 3,446 views]
Credit Score Needed for the Ann Taylor Store Credit Card

The Ann Taylor Credit Card has an extremely high interest rate, low spending limit and lacks any additional real benefits other than having an average rewards program.

Fico Scores »

[28 Jul 2019 | One Comment | 3,987 views]
A 30 Day Late Payment can Drop Your FICO Score 60 to 110 Points

Late payments are the “biggest foul” when it comes to credit cards, warns Ben Woolsey, director of marketing and consumer research at CreditCards.com — the consequences can include late fees, jacked-up interest rates and a lower credit score.

Fico Scores »

[28 Jul 2019 | No Comment | 1,852 views]
Bank of America, Chase Bank and Others Offering Free Credit Scores for Customers in 2015

Free FICO Scores have become more available to consumers since 2013, when Fair Isaac Corporation announced its FICO Score Open Access Program, which gave banks the right to share a FICO Score with consumers. Additionally, banks claim the free FICO Scores have increased customer loyalty.