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Articles in the Rebuilding Credit Category

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[7 Jun 2019 | No Comment | 1,889 views]
How to Build an Excellent Credit Score

Building and maintaining an excellent credit score helps consumers save money when they need to obtain a loan. The higher your credit score, the more lenders are willing to give you a lower interest rate, which means consumers can save additional money down the road.

Rebuilding Credit »

[6 Jun 2019 | 3 Comments | 14,584 views]
Student Loan Debt Default Versus Student Loan Forgiveness

If you’re thinking you can settle your student loan debt for 40% to 60% less than what you currently owe, think again. Student loans are nearly impossible to discharge in bankruptcy and therefore just as difficult to settle. If you’ve defaulted on your student loans, your best option is to figure out how to get caught up. Otherwise, you could be sued for the debt.

Rebuilding Credit »

[3 Jun 2019 | No Comment | 1,846 views]
Apply for Visa Credit Card Prepaid Visa Credit Card Requirements NetSpend

Apply for Visa credit card with the NetSpend prepaid visa card and get paid up to 2 days faster with direct deposit — payroll and government benefits and 100% Approval. No credit check needed (ID verification required). NetSpend also offers prepaid MasterCard credit cards for those who prefer using the MasterCard brand.

Rebuilding Credit »

[1 Jun 2019 | No Comment | 2,399 views]
Bad Credit Car Loans Minimum FICO Credit Score Needed for Approval

You need to have a firm understanding of the minimum credit score for auto loan — applying for a car loan without such basic knowledge will hurt your chances.

Rebuilding Credit »

[31 May 2019 | No Comment | 4,200 views]
Bad Credit Subprime Credit Card Lenders

Credit card issuers are ramping up lending to consumers with poor credit but borrowers beware — the terms aren’t always going to be good. Lending to subprime consumers — typically those with a FICO credit score of below 660 — climbed 41% last year, with banks issuing 1.1 million new credit cards to riskier consumers, a four-year high, according to a recent report from credit reporting agency Equifax.