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[23 Mar 2013 | No Comment | 10,171 views]
*Credit Score Needed for a Target® REDcard Credit Card*

The Target® REDcard gives rewards and benefits to Target customers. Cardholder benefits may include 5% rewards on Target shopping trips in stores and online, cash back rewards converted to donations toward education, Target Pharmacy® Rewards, SafetyNet card protection, and REDcard Online Management.

Rebuilding Credit »

[23 Mar 2013 | No Comment | 17,982 views]
*Credit Score Needed for a Kay Jewelers Credit Card*

The Kay Jewelers Credit Card is available for customers of Kay Jewelers, a division of Sterling Jewelers, Inc. Current cardholders can log into their account to see their account summary, make a payment and more. Kay Jewelers Credit Cards are accepted at Kay Jewelers store locations. Interested customers can apply for the Jared Jewelers Credit Card online.

Rebuilding Credit »

[16 Nov 2012 | One Comment | 3,270 views]
Why do I Need a Co-Signer?

If you don’t have an established credit history, or if you do have an established credit history but it has some dings, you may need a co-signer to get approved for a loan or credit card. By co-signing a credit application, the co-signer is agreeing to assume responsibility for the debt should you, the primary borrower, default on your agreement to pay the debt.

Rebuilding Credit »

[4 Sep 2011 | 2 Comments | 5,698 views]
Protecting Your Credit Score if you get Divorced

Divorce decrees do not relieve either party of joint financial responsibility. The purpose of divorce is to split off emotionally, and financially, from your ex-spouse. If you aren’t careful, your ex-spouse’s handling of your once-joint credit accounts can haunt your “FICO Score” and “Credit Rating” for years. If you had joint debts which existed before your divorce, and these accounts are not both paid off and closed, you are just asking for trouble.