There is a common misconception that when two people marry their credit histories become one the minute the two tie the knot. This is only partially true. When two people marry, each retains his or her individual credit history up to that point.

Having a bad credit score has become commonplace after the great recession and it seems almost everyone knows somebody with a bad credit history. Loans become difficult to get because of bad credit but it doesn’t mean that you cannot get an auto loan with a bad credit history because poor credit car financing is very easy.