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[5 Nov 2024 | One Comment | 7,124 views]
Paying off a Collection can Drop Your FICO Score by 35 Points

So you have some extra money in your pocket and you’ve decided to pay off one of your credit card collections early. You know that credit scores are extremely important so your goal is to pay off the collection that will yield the most credit score improvement — the “FICO ROI” (return on investment).