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Credit Repair Letters »

[19 Nov 2024 | 2 Comments | 11,991 views]
Equifax, Experian and TransUnion Credit Bureau Contact Information

A credit bureau gathers information about how consumers use credit. In other words, they collect information from as many consumer financial transactions or inquiries as they can. They then sell access to that combined information to anyone who has a legally-recognized reason (permissible purpose).

Credit Repair Letters »

[5 Sep 2024 | 3 Comments | 19,062 views]
Sample Letter Requesting a Copy of Your Credit Report

The information in your credit report determines in large part what kind of credit, from car loans to credit cards to mortgages, you’ll be able to get. Federal law gives you the right to know what consumer credit information is collected on you and you need to exercise that right.