This list of popular secured credit cards should be a valuable resource for all of you. Going forward, when I review a secured credit card, I’ll rank it and add it to this list so we have a “master list” of secured credit cards.

Credit card perks can be very useful and with one or two good cards — you could be enjoying free airline flights, free hotels stays and more.

Just in case you’re not familiar with USAA, it’s a large financial services provider that’s been around since 1922. I’ve been looking at their credit cards and the USAA Secured Credit Cards really caught my eye.

Send in one application to Orchard Bank, a subsidiary of HSBC, and you’ll be considered for four different cards. Based on your credit, you may be offered one of three unsecured credit cards or a secured card.

Wells Fargo bank announced Wednesday it will be offering free credit scores and credit reports to all of its customers through November 16, 2014 — you can get these scores by obtaining a personal access code from a Wells Fargo branch. The bank also has provided some credit management tips on its website as part of the promotion. Wells Fargo also offered free credit reports and credit scores in 2013 and 2012.