Insurance companies can use use drivers’ credit scores and personal credit score information to determine how much to charge for auto insurance rates.

The Kohl’s credit card is designed specifically for their customers to shop in-house. Though administered by Chase Bank, it is not affiliated with MasterCard or Visa, so cannot be used in any other locations. Because of the diversity of their products however, this poses no big problem, as you can buy just about anything at Kohl’s.

The Target® REDcard gives rewards and benefits to Target customers. Cardholder benefits may include 5% rewards on Target shopping trips in stores and online, cash back rewards converted to donations toward education, Target Pharmacy® Rewards, SafetyNet card protection, and REDcard Online Management.