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[8 Oct 2019 | No Comment | 4,028 views]
How to Apply for Bad Credit — Credit Cards

If you need a credit card but have a poor credit history, don’t despair — bad credit credit cards are available that can meet most needs and this is not common knowledge. No doubt you have had people tell you that if you have bad credit, no lender will touch you but this is not the case for most people. As long as you have the income to repay the debt, lenders will usually be prepared to loan to you.

Rebuilding Credit »

[7 Oct 2019 | 2 Comments | 7,779 views]
Best Credit Cards After Filing Bankruptcy

It may sound like the stupidest financial move ever: getting credit cards after bankruptcy. But done right, it may be one of the smartest moves you can make for your credit. The main purpose for getting new credit cards after bankruptcy is to help boost your credit scores, which most likely took a hit when you filed.

Rebuilding Credit »

[3 Oct 2019 | No Comment | 2,038 views]
How to Build an Excellent Credit Score

Building and maintaining an excellent credit score helps consumers save money when they need to obtain a loan. The higher your credit score, the more lenders are willing to give you a lower interest rate, which means consumers can save additional money down the road.

Rebuilding Credit »

[3 Oct 2019 | 3 Comments | 14,763 views]
Student Loan Debt Default Versus Student Loan Forgiveness

If you’re thinking you can settle your student loan debt for 40% to 60% less than what you currently owe, think again. Student loans are nearly impossible to discharge in bankruptcy and therefore just as difficult to settle. If you’ve defaulted on your student loans, your best option is to figure out how to get caught up. Otherwise, you could be sued for the debt.

Rebuilding Credit »

[10 Aug 2018 | No Comment | 9,412 views]
*Credit Score Needed for a Old Navy Credit Card*

The Old Navy Credit Card is serviced by the GE Money Bank and features benefits that may include online account access, advance sale events, offers, and promotions. Users may access their account 24-7 to view their statements, add authorized users, balance, and make payments. Credit cards can be used for payment online and in stores.